The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all."--Pub. desc
Includes bibliographical references (pages 223-249) and index.
Formatted Contents Note:
Chapter 1. The Context of Financial Exclusion in Canada -- Chapter 2. Theories about Financial Exclusion -- Chapter 3. Choosing Banking Services When the Options Are Limited -- Chapter 4. The Business of Inner-City Banking -- Chapter 5. Working for Financial Inclusion.
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